Konto Oszczędnościowe

About the product

Savings account offering convenient and modern ways to invest your savings at very attractive conditions.

  • Take advantage of attractive interest rate – deposit new funds and - if you are a Konto 360 account holder - earn even 2.70% p.a. for 3 months and your interest will be compounded monthly.
  • Enjoy freedom given to you by your account – make one-off deposit or make regular deposits into the account - in line with your capacity and needs.
  • Convenient transaction execution - deposit and withdraw funds whenever you want without losing interest you earned.
  • Modern account management – manage your funds wherever you are worldwide via Millenet, mobile application or traditionally - in a Bank branch or by phone through TeleMillennium.


How to open

Interest Rate

Promotional interest rate on new funds on Konto Oszczędnościowe:

Promotional interest rate for new money annually For Konto 360° owners For owners of other type of current account
Up to PLN 100,000 2,70% 2,30%
Surplus over PLN 100,000 1,90% 1,90%

Promotional interest rate is effective for the period of 92 days calculated from the date in which the first transfer of new funds to the Konto Oszczędnościowe account during the Promotion period was made. Promotion campaign lasts from 9 October 2016 until 7 January 2017 inclusive of this day.

Promotion applies for funds not included under any other promotion related to Konto Oszczędnościowe account.

Other Promotion campaign details are available in the Promotion Campaign Bylaws and the Service Price List in Bank outlets and on www.bankmillennium.pl. After the end of the Promotion Campaign variable interest rate will apply in accordance with the Service Price List and table below.

Standard interest rate on the Konto Oszczędnościowe amounts to:

Amount Standard interest rate
Up to PLN 50,000 included 0,80%
Surplus over PLN 50,000 up to PLN 100,000 included 0,90%
Surplus over PLN 100,000 up to PLN 250,000 included 1,20%
Surplus over PLN 250,000 1,40%

Standard interest rate is variable and applies to Client funds not classified as new funds and to funds not included under any other promotion.

Interest compounded monthly. Minimum amount for interest to be accrued is 1000 PLN. The minimum amount does not apply to new funds with promotional interest rate and in situation when the sum of values of new funds and funds not classified as new is equal or higher than 1000 PLN. In this case, standard interest rate applies to funds not classified as new.


Our Consultants will provide 7/24 detailed information and will carry out your instructions.

801 331 331
fixed line calls and mobile


Account opening PLN 0
Monthly account fee PLN 0
First withdrawal/transfer in a calendar month PLN 0
Second and every subsequent withdrawal/transfer in a calendar month PLN 7,5

Konto Oszczędnościowe is opened for an indefinite term. You can manage it through your current account, which also provides access to other banking services.

Funds deposited on accounts in the Bank, the total value of which funds does not exceed the equivalent of EUR 100,000, irrespective of the number of accounts held in the Bank, are protected by Banking Guarantee Fund, in keeping with the Act of 10 June 2016 on Banking Guarantee Fund, system of protection of deposits and compulsory restructuring (Journal of Laws2016.996). Eligible for protection are deposits and receivables of entities indicated in art. 20 of the a/m Act.

How to open

Online Application

If you are not our customer


Call us

801 331 331
In our branches
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