What does financial planning mean?

The dynamic growth of financial markets that we have seen for the last few years results in a constantly extending variety of investment alternatives. The variety and increasing level of product complexity require more and more investment-related knowledge.

Given the increasing number of investment products, every client finds it important to built a portfolio that would suit his/her unique objectives, return rate expectations, investment horizon and risk profile. It is also important to diversify the portfolio appropriately. This is what financial planning is for.