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Indywidualne Konto Emerytalne

IKE based on banking account enables to gather additional means for the future pension.

Indywidualne Konto Emerytalne is bank account with very attractive interest rate, that enables you to gather additional means for the future pension. Because there are no fees for joining and keeping IKE 100% of your means is invested. Minimum amount of payment is only 100 PLN. Maximum amount of payment is every year determined and published in the Polish Monitor. Profits from IKE savings are exempt from capital gains tax and yields higher than those offered by standard deposits, as many as 5% per annun.

For detailed information contact your nearest Millennium Financial Centres or call Linia Prestige 801 12 7000 (+48 22 598 41 33 for international or mobile callers).

  • Bank Account with very attractive interest rate, that enables you to gather additional means for the future pension,
  • yields higher than those offered by standard deposits, as many as 5% per annun,
  • profits from IKE savings are exempt from capital gains tax,
  • there are no fees for joining and keeping IKE - 100% of your means is invested,
  • high deposit limit - total of annual deposits to IKE cannot exceed in 2012 10 578 PLN, which constitute for 300% of the average monthly remuneration announced in the Budgetary Act,
  • flexibility - there is no obligation to make regular deposits,
  • access to money - you have possibility to do partial withdrawals without necessity to close the account.

Funds on IKE Account are BFG insured, pursuant to the Banking Guarantee Fund Act.


For open Indywidualne Konto Emerytalne please contact your nearest Millennium Financial Centres. All branches dedicated for Prestige Customers are located in modern and comfortable Bank Millennium Financial Centres being built across Poland. 

For detailed information contact your nearest Millennium Financial Centres or call Linia Prestige 801 12 7000 (+48 22 598 41 33 for international or mobile callers).

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Linia Prestige
801 12 70 00
+48 22 598 41 33

(mobiles and outside Poland)