Personal account Overdraft Limit
What you have and much more anytime...
Product description
Now, you can enjoy an interest-free Overdraft facility.
The Overdraft facility in your personal account increases your funds on the account up to an agreed amount, without the need to declare the purpose of the overdraft. You can use it however and whenever you want - the money is always available on your account and you can use it in the Internet, with your debit card or withdraw it at a Bank Millennium branch.
For detailed information contact your nearest Millennium Financial Centres or call Linia Prestige 801 12 7000 (+48 22 598 41 33 for international or mobile callers).
Benefits
Your personal account overdraft means:
- a flexible form of financing your current needs - also unexpected expenses,
- attractive fixed interest rate calculated on the amount expended, and not on the entire overdraft limit,
- no interest when the overdraft is used for not longer than any 7 days a month,
- no need to remember to repay your monthly instalment, as every incoming payment to your account repays the used overdraft limit and renews its value,
- individual Overdraft limit amount, dependent on your income or account turnover,
- no fee for granting the overdraft,
- low fee for Limit renewal - only 1% of the overdraft limit awarded,
- automatic renewal of the facility every 12 months.
For detailed information contact your nearest Millennium Financial Centres or call Linia Prestige 801 12 7000 (+48 22 598 41 33 for international or mobile callers).
Terms and conditions
- If you have and overdraft facility in another bank
Take it to Bank Millennium! We can offer you better terms and conditions - attractive interest rate.
1. Visit any Bank Millennium Financial Centre and take your last three statements from another bank. Our employee will present you an Overdraft offer and inform you what limit you may get. You will also be informed on the required documents.
2. Compile the required documents and submit them at a branch.
3. A Bank employee will inform you when the documents are ready to be signed. Having read the Overdraft Agreement, the Regulations and the table of fees and charges, you will be able to sign the Overdraft Agreement and enjoy access to additional funds.
- If you don't have an overdraft facility yet
1. Visit any Bank Millennium Financial Centre.
Our employee will present you an Overdraft offer and inform you what limit you may get. You will also be informed on the required documents.2. Compile the required documents and submit them at a branch.
3. A Bank employee will inform you when the documents are ready to be signed. Having read the Overdraft Agreement, the Regulations and the table of fees and charges, you will be able to sign the Overdraft Agreement and enjoy access to additional funds.
For detailed information contact your nearest Millennium Financial Centres or call Linia Prestige 801 12 7000 (+48 22 598 41 33 for international or mobile callers).