BENEFITS
SAVING
- 3% of expenditures made using the card at supermarkets, grocery stores and gas stations throughout Poland goes back to Dobre Konto current account - even up to PLN 50 monthly,
- PLN 0 monthly fee for the card,
- PLN 0 for cash withdrawals from all ATMs in Poland,
- PLN 0 for Dobre Konto current account maintenance.
You will receive above benefits if your monthly inflows to the Dobre Konto current account reach at least PLN 1 000 and at least once a month you pay for your shopping with Millennium Visa Dobre Konto debit card.
The card includes an optional Safe Card insurance package that costs PLN 2,99 monthly.
You will find more details in the offer terms and conditions in User guide - Documents - Terms & Con. tag.
ATTRACTIVE DISCOUNTS
- discounts at close to 2 000 merchants in the "Inspirations" benefits programme.
CONVENIENCE
- cashless payments are supported in Poland and worldwide - wherever the Visa logo is displayed,
- the card can be used for Internet payments.
AVAILABILITY
- you can check your card account balance at any time - via the Internet, with a text message or in an ATM.
SAFETY
- an attractive insurance package is available with the card,
- spending control in shops thanks to daily limits you select.
Come to Bank Millennium for a Dobre Konto current account with a Visa Dobre Konto debit card and enjoy many benefits!
PAYWAVE
Now pay with your Millennium Visa Dobre Konto debit card easily and fast for smaller shopping - it's really simple!
Make small payments with the Millennium Visa Dobre Konto debit card without the need to confirm the transaction with your PIN or signature.
- the amount to be paid is displayed on the payWave reader,
- put your card close to the reader,
- you will hear a beep and four green LEDs will light up to inform you that the payment has been accepted,
- you do not have to enter your PIN or sign the receipt,
- even if you put the card to the reader several times, the payment will be made only once!
Where can I pay with the payWave card?
- places where you can make contactless payments is more and more and currently they are inter alia: McDonald's restaurants, Coffee Heaven cafes, Empik stores, Delikatesy Centrum and Bomi food shops, Black Red White furniture stores, Matras bookstores, Shell gas stations, Multikino cinemas, Douglas and Rossmann drugstores, Ikea stores and many other,
- full list of retailers enabling making contactless payments is available at www.visa.pl website,
- Millennium Visa Dobre Konto card also works as an ordinary payments card in every point of sale or ATM.
Remember that contactless transactions can be made up to PLN 50!
Convenience and security of contactless payments:
- you do not have to look for an ATM or carry small change,
- you do not have to give the card to the retailer, you always have it in your hand,
- you do not use PIN, so no one will steal or see your PIN,
- if you lose the card, you block it immediately and it will not work,
- you can use contactless card at all retailers who accept Visa cards worldwide because the card also has a chip and a magnetic stripe.
CASH BACK
VISA CASH BACK
When you pay with Visa debit card for your purchases at points of sales marked Visa Cash Back you can also withdraw cash up to PLN 200.

Cash Back is a service which allows Millennium Bank Visa debit card cardholders easy cash withdrawal (up to
PLN 200) in more than 25 000 points of sales in Poland, such as supermarket, gas station or in another shops on the occasion of purchasing.
Just tell the seller that you want to withdraw cash.
Cash Back service is a:
- convenient form of cash withdrawal on the occasion of purchasing,
- time saver - no need to look for an ATM to withdraw cash,
- service completely free of charge till the end of 2012.
COSTS
Annual and monthly fees | |
| PLN 0 | Fee for card issuance |
| PLN 0 / PLN 3 | Monthly fee for card usage (PLN 0 if during the calendar month there has been made with the card and posted at least one cashless transaction as well as posted inflows to the Dobre Konto account have reached at least PLN 1 000) |
| PLN 2,99 | Monthly fee for Safe Card insurance package (insurance is not obligatory) |
Cash withdrawal: | |
PLN 0 | In Poland in Millennium ATMs |
PLN 0 / PLN 1 | In Poland in BZ WBK and Cash4You ATMs (the cash withdrawal in calendar month is free of charge if during the preceding month there has been made with the card and posted at least one cashless transaction as well as posted inflows to the Dobre Konto account have reached at least PLN 1 000) |
PLN 0 / PLN 5 | In Poland in other ATMs (the cash withdrawal in calendar month is free of charge if during the preceding month there has been made with the card and posted at least one cashless transaction as well as posted inflows to the Dobre Konto account have reached at least PLN 1 000) |
2,5% min PLN 9 | In ATMs abroad |
POS Purchases: | |
PLN 0 | Commission for POS purchase transactions |
| Full debit cards price list is available in User guide - Price List tag. | |
HOW TO GET
The Millennium Visa Dobre Konto debit card is issued exclusively to the Dobre Konto current account:
- if you already have a Dobre Konto current account you can open a Visa Dobre Konto debit card at any Bank Millennium branch or through Electronic Banking system,
- if you don't have yet a Dobre Konto current account we invite you to the Current accounts section where you can become familiar with all ways of applying for current accounts at Bank Millennium.
All useful information and documents concerning the Millennium Visa Dobre Konto debit card you will find in the User guide.
HOW TO RESTRICT
IN THE BANK
In case of card loss or theft you must immediately block it.
Just call the special phone numer dedicated for blocking all the credit cards of Bank Millennium:
+48 22 598 41 14 (available 7/24)
or call TeleMillennium: 801 331 331
(for mobile or international calls: +48 22 598 40 40)
You can always block the card at any time when e.g. when you fear that someone may use it without your knowing it.
Card theft should be reported promptly to the local Police and a copy of the report delivered to a branch of Bank Millennium in order to get a compensation.
You can also call the nearest bank bearing the logo of the appropriate card organisation to block the card.
Remember!
- Quick block of the card will prevent losses, which may be caused by its use by unauthorised persons.
- Write down the card number in the Card Cancellation Manual - it will be helpful when cancelling the card.
- The Manual and the card should be kept separately. Thus in case of card loss you will be able to have it cancelled immediately.
- For your own safety do not keep the card together with the PIN number and do not write the PIN number on the card to prevent unauthorised use.
- You can change the PIN number in any Millennium or Euronet ATM.
- You can get unauthorised card use insurance. Thanks to this you have a guarantee of coverage of a loss up to EUR 150 if an unauthorised person debits your card account within 72 hours prior to its cancellation. Card account debits in excess of EUR 150 made before card cancellation are covered by the Bank (under the Electronic Payment Instruments Act), which also assumes full liability for transactions done after the card was cancelled.
IN VISA
Aditionally the Visa cards holders may block their cards calling free of charge Visa Customer Service Offices:
Australia 1-800-12-5440
Canada 1-800-847-2911
China 10-800-110-2911
Denmark: 80-018588
France 0-800-90-1179
Germany 0800-811-8440
Greece 00-800-11-638-0304
Hungary 06-800-11272
Italy 800-819-014
Netherlands 0800-022-3110
Portugal 0800-8-11-824
Spain 900-99-1124
Sweden 020-79-5675
Switzerland 0800-89-4732
United Kingdom 0800-89-1725
USA: 1-800-847-2911
If you are in a country not listed above or are having trouble call: +1 410-581-3836
or the Visa Global Assistance Centre in USA: +1 410 581 9994 (the call is in English and is charged for).


