Millennium American Express Gold
Discover Millennium American Express Gold credit card
BENEFITS
American Express® is a prestigious brand with over 150 years of history. It guarantees professional service for the cardholder as well as prestige anywhere in the world.
NEW - now free Concierge Gold and Assistance Gold packages helpful in everyday situations (i.a. booking tickets, delivering flowers) also for American Express Gold card!
NEW - now free Foreign Travel Insurance also for American Express Gold cards! You do not have to buy insurance before travelling anymore - you have the Millennium American Express Gold card.
NEW - now American Express card also in "Pay and Win" programme! If you use your card actively, next year you will not pay the annual fee for service of main card or you will pay only a part of it.
NEW - now 9,90% promotional interest rate for first 3 months also for American Express card!
Besides a Millennium American Express Gold credit card offers:
- financial freedom - credit limit up to PLN 50 000,
- attractive rebates in the "Inspirations" benefits programme, available from close to 2 000 merchants in Poland; they include: fashion shops, restaurants, hotels and health and beauty care centers,
- spending control - thanks to MilleSMS messaging, online access to the card account and monthly billing statements,
- security - rich insurance packages Safe Card, Foreign Travel Insurance and Sure Payment,
- supplementary cards for family - now give your family the convenience and ease of making daily payments.
For more information about cards please see the User guide.
COSTS
| Annual fees | |
| PLN 0 | Annual fee for the main card in the first year, if at least one non-cash transaction is made and posted on the card account within 90 days from issue of the card |
| 0PLN / 100PLN / PLN 200 | Annual fee for the main card in following years depending on turnover on the card account ("Pay and Win" programme) |
| PLN 0 | Annual fee for the supplementary card in the first year, if at least one non-cash transaction is made and posted on the card account within 90 months from issue of the card |
| PLN 100 | Annual fee for the supplementary card in following years |
| Insurance fees | (insurances are not mandatory) |
| PLN 3,99 | Monthly fee for Safe Card package |
| PLN 0 | Monthly fee for Foreign Travel Insurance package |
| 0.25% of debt amount at the end of the month | Monthly fee for Sure Payment insurance |
| Full credit cards price list is available in User guide in Price List tag. | |
HOW TO GET
It is very simple. Apply online or come to any Bank Millennium branch.
You can apply for the card in several ways:
- based on received income (in case of cards with a requested limit of up to PLN 15 000 we do not require a written income confirmation),
- based on history of turnover on the account in Bank Millennium,
- based on billing statement for a credit card in another bank.
After the application has been approved the card will be mailed to you.
For security reasons the card is inactive. To make full use of its functionality just activate in an ATM, by phone or online in Millenet.
For useful documents see the User guide.
HOW TO RESTRICT
IN THE BANK
In case of card loss or theft you must immediately block it.
Just call the special phone numer dedicated for blocking all the credit cards of Bank Millennium:
+48 22 598 41 14 (available 7/24)
or call TeleMillennium: 801 331 331
(for mobile or international calls: +48 22 598 40 40)
You can always block the card at any time when e.g. when you fear that someone may use it without your knowing it.
Card theft should be reported promptly to the local Police and a copy of the report delivered to a branch of Bank Millennium in order to get a compensation.
You can also call the nearest bank bearing the logo of the appropriate card organisation to block the card.
Remember!
- Quick block of the card will prevent losses, which may be caused by its use by unauthorised persons.
- Write down the card number in the Card Cancellation Manual - it will be helpful when cancelling the card.
- The Manual and the card should be kept separately. Thus in case of card loss you will be able to have it cancelled immediately.
- For your own safety do not keep the card together with the PIN number and do not write the PIN number on the card to prevent unauthorised use.
- You can change the PIN number in any Millennium or Euronet ATM.
- You can get unauthorised card use insurance. Thanks to this you have a guarantee of coverage of a loss up to EUR 150 if an unauthorised person debits your card account within 72 hours prior to its cancellation. Card account debits in excess of EUR 150 made before card cancellation are covered by the Bank (under the Electronic Payment Instruments Act), which also assumes full liability for transactions done after the card was cancelled.