Generali Millennium Visa
Discover Generali Millennium Visa credit card
BENEFITS
Discounts on selected insurance products from Generali T.U. S.A. - you score points for each non-cash or cash transaction. Every PLN 10 spent earns 1 point and every 200 points gives a 20% discount! You can transfer the discount to your family!
The discounts are available with following products:
- Domownik - residential (flat and house) insurance providing cover in case of i.a. fire, burglary and other accidents, coupled with personal TPL and casualty insurance as well as assistance services,
- Lew Budowniczy - insurance of houses and flats under construction against fire, burglary as well as other accidents,
- Lew Podróżnik - TPL, casualty as well as medical treatment and luggage insurance when travelling abroad,
- Lew Przyjaciel - casualty insurance,
- VIP Diamond Package - comprehensive property and personal insurance, including all risks insurance of buildings and flats, TPL insurance, legal protection for private and automotive purposes as well as home assistance service and other risks.
For details of the packages as well as terms and conditions go to www.generali.pl
Attractive rebates in the "Inspirations" benefits programme, available from close to 2000 merchants in Poland. They include: fashion shops, restaurants, hotels and health and beauty care centres.
Financial freedom - individually calculated credit limit up to PLN 15 000.
Security - rich insurance packages Safe Card, Travel Insurance and Sure Payment.
Assistance in emergencies - Assistance home insurance, providing cover from effects of accidents and burglaries, also comprising onsite repair of consumer electronics and household appliances. Additionally you can obtain information about phone numbers to professionals (e.g. electrician, locksmith etc.), information about location of pharmacies, hospitals or talk to the physician on duty.
Spending control - thanks to SMS messaging, online access to the card account and monthly billing statements.
Supplementary cards for family - now give your family the convenience and ease of making daily payments.
For more information about cards please see the User guide.
COSTS
| Annual fees | |
| PLN 0 | Annual fee for the main card in the first year, if at least one non-cash transaction is made and posted on the card account within 90 days from issue of the card |
| PLN 0 / PLN 40 / PLN 70 | Annual fee for the main card in following years depending on turnover on the card account (Pay and Win programme) |
| PLN 0 | Annual fee for the supplementary card in the first year, if at least one non-cash transaction is made and posted on the card account within 90 days from issue of the card |
| PLN 35 | Annual fee for the supplementary card in following years |
| Insurance fees | (insurances are not mandatory) |
| PLN 3,99 | Monthly fee for Generali Safe Card insurance package (including Home Assistance) |
| PLN 4,99 | Monthly fee for Generali Abroad Travel Insurance package |
| 0.25% of debt amount at the end of the month | Monthly fee for Generali Sure Payment insurance |
| Full credit cards price list is available in User guide in Price List tag. | |
HOW TO GET
It is very simple. Apply online or come to any Bank Millennium branch.
You can apply for the card in several ways:
- based on received income (in case of cards with a requested limit of up to PLN 15 000 we do not require a written income confirmation),
- based on history of turnover on the account in Bank Millennium,
- based on billing statement for a credit card in another bank.
After the application has been approved the card will be mailed to you.
For security reasons the card is inactive. To make full use of its functionality just activate in an ATM, by phone or online in Millenet.
For useful documents see the User guide.
HOW TO RESTRICT
IN THE BANK
In case of card loss or theft you must immediately block it.
Just call the special phone numer dedicated for blocking all the credit cards of Bank Millennium:
+48 22 598 41 14 (available 7/24)
or call TeleMillennium: 801 331 331
(for mobile or international calls: +48 22 598 40 40)
You can always block the card at any time when e.g. when you fear that someone may use it without your knowing it.
Card theft should be reported promptly to the local Police and a copy of the report delivered to a branch of Bank Millennium in order to get a compensation.
You can also call the nearest bank bearing the logo of the appropriate card organisation to block the card.
Remember!
- Quick block of the card will prevent losses, which may be caused by its use by unauthorised persons.
- Write down the card number in the Card Cancellation Manual - it will be helpful when cancelling the card.
- The Manual and the card should be kept separately. Thus in case of card loss you will be able to have it cancelled immediately.
- For your own safety do not keep the card together with the PIN number and do not write the PIN number on the card to prevent unauthorised use.
- You can change the PIN number in any Millennium or Euronet ATM.
- You can get unauthorised card use insurance. Thanks to this you have a guarantee of coverage of a loss up to EUR 150 if an unauthorised person debits your card account within 72 hours prior to its cancellation. Card account debits in excess of EUR 150 made before card cancellation are covered by the Bank (under the Electronic Payment Instruments Act), which also assumes full liability for transactions done after the card was cancelled.
IN VISA
Aditionally the Visa cards holders may block their cards calling free of charge Visa Customer Service Offices:
Australia 1-800-12-5440
Canada 1-800-847-2911
China 10-800-110-2911
Denmark: 80-018588
France 0-800-90-1179
Germany 0800-811-8440
Greece 00-800-11-638-0304
Hungary 06-800-11272
Italy 800-819-014
Netherlands 0800-022-3110
Portugal 0800-8-11-824
Spain 900-99-1124
Sweden 020-79-5675
Switzerland 0800-89-4732
United Kingdom 0800-89-1725
USA: 1-800-847-2911
If you are in a country not listed above or are having trouble call: +1 410-581-3836
or the Visa Global Assistance Centre in USA: +1 410 581 9994 (the call is in English and is charged for).