Fees and commissions
Loan granting commission fees for Mortgage Loan and preferential mortgage loan "Family at home"
| Currency | Commission fee |
|---|---|
| PLN | 1% |
Loan granting commission fee for Home Equity Loan, Debt Consolidation Loan, Business Mortgage and Refinance Loan
| Currency | Commission fee |
|---|---|
| PLN | 2% |
Real estate related fees
| Real estate appraisal (except for detached houses) | PLN 480* |
|---|---|
| Detached house appraisal | PLN 800* |
| Investment control (for mortgage loans disbursed in tranches) | PLN 300** |
* the fee is charged after a positive credit decision, as the condition to signing loan agreement
** refers only to Mortgage Loan and Business Mortgage.
Currency conversion commission for Mortgage Loan, Home Equity Loan, Debt Consolidation Loan
| Currency conversion to PLN | 0% |
|---|
Currency conversion commission for Business Mortgage
| Currency conversion to PLN | 1% |
|---|
Mortgage Loan early repayment fee for Mortgage Loan
| After 3 years of lending period as well as within the first three years, unless total amount of early repayments exceeds 30% of loan amount granted | 0% |
|---|---|
| In other cases | 2% |
Mortgage Loan early repayment fee for Business Mortgage
| After 5 years | 0% |
|---|---|
| Within first 5 years | 1% |
Other fees for Mortgage Loan, Home Equity Loan and Debt Consolidation Loan
| Commission for PLN loan amount increase | 2% |
|---|---|
| Temporary insurance premium (charged monthly until mortgage is registered) | 0.0833% |
| Commission for issuance of certificate/opinion | PLN 100 |
| Commission for issuance of certificate re. interests paid on mortgage loan | PLN 6 |
| Annex fee | PLN 200 |
Other fees for Business Mortgage
| Commission for PLN loan amount increase | 2% |
|---|---|
| Temporary insurance premium (charged monthly until mortgage is registered) | 0.833% |
| Annex fee | PLN 200 |