Loans comparison
| Mortgage Loan | Home Equity Loan | Debt Consolidation Loan | Business Mortgage | Mortgage refinance | |
|---|---|---|---|---|---|
| Purpose of the loan | housing purposes, including i.a.: - purchase of a flat (including a parking space/a garage) - house construction (including a plot of land) - purchase/building an all-year house on a recreational plot of land | any purpose | repayment of liabilities with other banks (e.g. a car loan, credit card limits, c/a overdrafts, installment loans, cash loans etc.) | commercial/residential &commercial real estates, including: - purchase of a commercial space - in the case of freelancers - investment in a commercial or office space for rent - purchase of a tenement house for rent to companies | repaying mortgage with another bank |
| Minimum loan amount | PLN 20 000 | PLN 50 000 | PLN 20 000 | ||
| Maximum loan amount | up to 100% of collateral real estate | up to 70% of collateral real estate | up to 90% of collateral real estate if one of loans subject to consolidation is a housing loan
| up to 70% of collateral real estate max. PLN 2,000,000 | up to 100% of collateral real estate |
| Currency | PLN | ||||
| Lending period | from 6 to 35 years | from 3 to 25 years | from 3 do 30 years | from 5 to 20 years | from 6 to 35 years |
| Loan repayment |
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| Loan collaterals |
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| Extra benefits |
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| Extra information | Mortgage Loan | Home Equity Loan | Debt Consolidation Loan | Business Mortgage | Refinance mortgage |