Required documents

- Personal ID

and
when you want to get up to 10,000 PLN
-  declaration of income and employment or income and employment confirmation for last 3 months on the Bank form - depending what is more convenient for you


when you want to get above 10,000 PLN
- income and employment confirmation for last 3 months on the Bank form

Additionally the following documents may be required:
- PIT-11 or PIT-40,
- RCA, RCX or RMUA document for last 3 months, confirmed by ZUS
- Document from ZUS confirming basis for premium calculation in last 3 months,
- Paid telephone, gas, electricity, Internet access or rental bill from last 3 months
- Confirmation from another bank of inflow and amount of income (3 last statements of account or bank's opinion)

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- Personal ID

and

Option I:
-Income and employment confirmation on last 3 months confirming a period of cooperation of not less than 12 months
-Statements from another bank or a bank's opinion confirming inflow of receivables for services provided in last 3 months as well as their amount

Additionally the following may be required:
- PIT 8B/PIT-40,
- ZUS document (RCA, RCX or RMUA),
- Document from ZUS confirming basis for assessment of contributions in last 3 months

Option II:
- Last annual tax return (co of document delivered to Tax Office for viewing)
- Contracts to perform a specific task/author's contracts performed this year (original for viewing)
- Statements from another bank or bank's opinion confirming inflow of receivables for services provided this year as well as their amount or bills confirming payments for services performed this year and their amount (original for viewing and copying)

1) Business activity subject to lump-sum tax:
- Personal ID
- Entry in register or KRS
- Last annual tax return or confirmation from Tax Office of amount of generated income in at least last 6 months
- Confirmation of granting a NIP number
Additionally the following may be required:
- Customer's statement of not defaulting on payments to ZUS and the Tax Office or confirmation from ZUS and/or the Tax Office of not defaulting on payments.

2) Business activity taxed with a tax card:
- Personal ID
- Entry in register or KRS
- Decision on assessment of tax card rate for the current year
- Confirmation of granting a NIP number
Additionally the following may be required:
- Customer's statement of not defaulting on payments to ZUS and the Tax Office or confirmation from ZUS and/or the Tax Office of not defaulting on payments.

3) Business activity settled under general rules:
- Personal ID,
- Entry in register or KRS
- Confirmation of granting a NIP number
- Confirmation of payment of income tax for last quarter or for last 3 months
- Confirmation from Tax Office about amount of received income in at least last 6 months or last annual tax return (copy sent to Tax Office for viewing) or Revenue and Expense Register from last year, containing entries summing-up last year
Additionally the following may be required:
- Customer's statement of not defaulting on payments to ZUS and the Tax Office or confirmation from ZUS and/or the Tax Office of not defaulting on payments.

- Personal ID

and

Option I:
- Decision to grant the pension or last decision on indexation
- Last pension slip or statement of bank account/opinion from another bank confirming inflow of the pension for last month

Option II:
- Confirmation from pension authority about period and monthly amount of paid benefit

- Personal ID

and

Option I:
- Last decision, ruling on granting the disability pension or last decision about indexation of the benefit,
- Last pension slip or statement of bank account/opinion from another bank confirming inflow of pension for last month

Option II:
- Confirmation from pension authority about period and monthly amount of paid benefit

- Two documents confirming identity of the Applicant (including personal ID)

and

Option I:
- Last decision or ruling on granting the benefit or last indexation of the benefit
- Inflow of pre-retirement benefit to an account in the Bank or last slip of payment of pre-retirement benefit or statement of bank account/opinion from another bank confirming inflow and amount of benefit from last month
Option II:
- Confirmation from Labour Office/ZUS about amount of monthly pre-retirement benefit

- Personal ID

and

Option I:

- Contracts signed with ship owners in last 12 months
- A document confirming received contractual remuneration (if does not inflow to account)

Option II:
- Confirmation from sailor employment agent of employment in last 12 months with information about the name of ship owner, name of boat, duration of employment and amount of received remuneration
- Original confirmation from Tax Office of not defaulting on payments

Option III:
- Applicant's statement on payment of income tax abroad
- Confirmation from tax office of not defaulting on payments (original for viewing and copying)

Documents issued in a foreign language must be translated by a sworn translator into the Polish language.

If you want to consolidate your current loans and other credit products:

- confirmation of employment and of generated income depending on its source - see: documents required for the Urgent Loan as listed above and
- personal ID
- credit agreements of the consolidated products
- documents confirming current outstanding balance of the consolidated products 
  (e.g. statement of account, bank opinion, current schedule)

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