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Interest rate

Urgent Loan

  • Terms for a Customer who has an account with Bank Millennium over 6 months
Loan tenor(months)

6 - 12 months

13 - 36 months

37 - 72 months

Interest rate
(calculated depending on result of credit capacity assessment)

7,90%; 12,00%; 13,00%; 15,90%7,90%; 12,00%; 15,00%; 15,90%7,90%; 12,00%; 16,90%; 17,00%


Actual APR for a loan of 8,000 PLN net, granted for 12 months with insurance is 22.29%

  • Terms for a Customer who has no account in Bank Millennium or has an account for less than 6 months
Loan tenor (months)6 - 12 months

13 - 36 months

37 - 72 months

Interest rate
(calculated depending on result of credit capacity assessment)

7,90%; 16,90%7,90%; 16,90%7,90%; 18,90%

Actual APR for a loan of 8,000 PLN net, granted for 12 months with insurance is 26.87%


Urgent Loan - consolidation

  • Terms for existing and new to Bank Customers
Loan tenor (months)from 6 to 72 months

Interest rate

from 7,90%; based on nominal interest rates of consolidated external products

The interest rate is calculated as the average nominal interest rate on the products qualified for consolidation, weighted with outstanding debt balances, less 1 p.p., not lower however than 9.90%. The customer will be offered the interest rate specified in the Urgent Loan price list, if for the specified loan tenor it turns out to be better than as calculated according to the first sentence.

Actual APR is 14.55% for loans for the period of 12 months in the amount of 8,000 PLN with nominal interest rate of 9.90% per annum.


Urgent Loan - top-up

  • Terms for a Customer who has an Urgent Loan over 6 months

Loan tenor (months)

from 6 to 72 months
Interest rateInterest rate is defined individually for every Customer on the basis of interest rate for increased loans

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TeleMillennium
0 801 331 331
+48 22 598 40 40

(mobiles and outside Poland)