Benefits

If you value your time and want convenience, our Konto Osobiste will come as a nice surprise.

Konto Osobiste brings many benefits:

• free access to account management by phone (TeleMillennium) and the Internet (Millenet),
• free cash withdrawals from Millennium ATMs,
• free internal transfers online and by phone,
• domestic online transfers in PLN, standing orders and bill payments - for merely 50 groszy,
• free of charge setting up and modifying standing orders and bill payments,
• free direct debit service,
• account maintenance can be free of charge.

Konto Osobiste - the personal way to comfort!

Offer details in the Price list and Regulations.

Funds on Konto Osobiste are BFG insured, pursuant to the Banking Guarantee Fund Act

Additional products

We recommend the following to complement Konto Osobiste:

• Millennium Maestro or Millennium Visa Konto cards,
  with which you can conveniently and safely pay for shopping and withdraw cash round the clock in ATMs around the world. The Millennium Maestro card will in fact bring many more benefits.
• Personal Account Limit, which provides easy access to additional funds as well as a sense of comfort and security,
  
  Your account limit is free from interest for as long as 7 days each month!
  In this way you get an opportunity to finance current and unexpected spending without paying interest if you use the limit for not more than 7 days in a month.
• Visa, American Express or MasterCard credit cards
  Go shopping with Millennium credit cards and pay even 56 days later. If necessary you can get attractively priced credit.
• Favourable discounts in Inspiracje programme,
  Paying with Bank Millennium cards you enjoy rebates from close to 1 000 merchants.
• Attractive saving and credit products,
• MilleZdrowie - an attractive blend of insurance with medical helpline.

Service channels

You will be able to manage your Personal Account as you like and as it suits you best.

We are available via:

• Close to 450 branches throughout Poland
  If you prefer traditional service or want to visit us once in a while, come to any Millennium branch in Poland.
• Millenet Internet banking
  Millenet saves time and money, providing security and full 7/24 online control over your finances.
  
  
  We are proud to inform that our Millenet Internet service has for seventh year been considered by Global Finance magazine to be the best among Internet banks in Poland.
• TeleMillennium telephone service
  Our Consultants will provide 7/24 detailed information and will carry out your instructions.
• Multifunctional Millennium ATMs  
  In our Bank's multifunctional Automatic Teller Machines, apart from cash withdrawals you can also make transfers to accounts of your beneficiaries, check the account balance, print a list of 10 last transactions and top up your mobile phone.

You will open Konto Osobiste quickly in any Millennium branch.